Private Client Evidence · Standalone or Embedded Support Service
Source of Wealth Dossier
An institution-ready evidence record for high-net-worth families, founders, investors and family offices. SGT reconstructs the wealth chronology, traces material funds flows, clarifies ownership and control, and assembles one coherent source of wealth and source of funds dossier for private banking, family-office, relocation and regulated-provider review.
The mandate
Turn a complex wealth history into a coherent, traceable and reviewable evidence record.
Source of wealth concerns how the client and beneficial owners accumulated their overall wealth. Source of funds concerns the origin of the particular assets or money entering a transaction or relationship. A credible dossier must distinguish the two and connect both to evidence.
The service is designed for cases where wealth has developed across businesses, investments, property, inheritance, employment, trusts, holding companies, digital assets or multiple jurisdictions. SGT reconstructs the record, resolves inconsistencies where evidence permits, identifies unsupported claims and prepares a controlled package for the client and authorised reviewers.
Direct service scope
Four evidence disciplines delivered directly for the client and its appointed team.
This is not a structuring-only or referral-only exercise. SGT performs the evidence reconstruction, factual reconciliation, narrative drafting and dossier assembly, while formal legal, tax, audit, forensic and regulated determinations remain with the relevant qualified professionals.
Wealth reconstruction
Identify the principal wealth-generating activities, major liquidity events, retained assets, liabilities, distributions and transfers that explain the client’s present net worth.
Chronology and corroboration
Build a dated sequence of material events and link each event to available corporate, banking, tax, transaction, ownership or independently verifiable records.
Funds-flow and control mapping
Trace material funds through accounts, entities, trusts, custodians and jurisdictions, while documenting beneficial ownership, control rights and the purpose of each relevant layer.
Exceptions and remediation
Record missing evidence, inconsistencies, unsupported assumptions, translation needs and specialist-confirmation points, then define the actions required to make the record reviewable.
Evidence architecture
A whole-wealth record, not a folder of disconnected statements.
The dossier is organised around the economic origin of wealth, the route by which assets moved, the persons and entities exercising ownership or control, and the evidence available to support each material assertion.
Businesses, exits and retained value
Document founding history, share ownership, capital contributions, audited results, dividends, business sales, listings, buybacks and other liquidity events that created or released wealth.
Earnings, investments and distributions
Map employment or professional income, carried interest, bonuses, investment gains, dividends, interest, fund distributions and accumulated savings to available records.
Acquisition, ownership and disposal
Connect purchase documents, financing, valuations, rental proceeds, sale agreements, settlement records and ownership changes for material real estate and private assets.
Gifts, estates, trusts and succession events
Organise wills, probate or estate records, trust instruments, gift documentation, family resolutions, distribution records and related funds movements.
Wallet provenance and realisation history
Reconstruct material acquisition, mining, investment, trading, custody, transfer and disposal events using exchange records, wallet evidence, transaction analysis and specialist reports where required.
Entities, beneficial owners and tax context
Explain holding companies, trusts, nominees, partnerships, family offices and jurisdictional links, while flagging legal, tax, reporting or regulatory questions requiring professional confirmation.
Delivered outputs
A controlled dossier designed for principals, family offices and institutional reviewers.
The completed service produces a structured evidence record that can be shared selectively with authorised banks, advisers, auditors, fiduciaries, immigration professionals, family-office teams and other legitimate counterparties.
Source of Wealth Narrative
Single coherent account
A senior-level narrative explaining how the wealth was created, accumulated, transferred and presently held, with material claims tied to referenced evidence.
- Executive wealth profile
- Primary and secondary wealth sources
- Beneficial-owner and family context
- Material liquidity and transfer events
- Assumptions, qualifications and limitations
Chronology & Provenance Maps
Traceable evidence architecture
A dated chronology and visual mapping of wealth creation, ownership, account movement, entity relationships and the route of material funds.
- Wealth-event chronology
- Source-of-funds transaction map
- Ownership and control diagram
- Entity and jurisdiction relationship map
- Evidence cross-reference schedule
Evidence Index & Exceptions Pack
Review and remediation control
An indexed register of the supporting records, unresolved gaps, discrepancies, explanations, required confirmations and anticipated counterparty questions.
- Document and version index
- Evidence sufficiency register
- Exceptions and remediation log
- Specialist-confirmation schedule
- Institutional Q&A preparation pack
Dossier pathway
Six controlled stages from fragmented records to an institution-ready evidence file.
The work begins only after the scope, intended audience, information-sharing authority and preliminary document set are confirmed. The sequence may be adapted where the Dossier supports a wider client or adviser-led mandate.
Mandate and audience definition
Confirm the client, authorised contributors, intended reviewers, purpose of use, relevant jurisdictions, confidentiality controls and material wealth components.
Fact and document inventory
Collect existing narratives, financial records, ownership documents, tax materials, transaction evidence, corporate records and prior counterparty questions.
Wealth reconstruction
Build the economic chronology, identify wealth-generation events, quantify material value movements and reconcile the stated history against available records.
Funds-flow and ownership mapping
Trace material assets from origin through intermediate accounts, entities or custodians to their present or intended destination, with control and beneficial ownership explained.
Exceptions and corroboration
Challenge inconsistencies, identify missing records, obtain reasonable corroboration, record limitations and define any legal, tax, audit, valuation or forensic escalation required.
Dossier issue and briefing
Deliver the controlled narrative, maps, evidence index and exception pack, then brief the client and authorised advisers on use, limitations and anticipated review questions.
Evidence control system
One review view across chronology, provenance, ownership and exceptions.
The control view records what is established, what is corroborated, what remains dependent on client explanation and what must be confirmed by a bank, authority or qualified professional.
Engagement flexibility
One evidence service, designed to support the client’s actual institutional review environment.
The Dossier may be commissioned directly by a principal, family or family office as an independent evidence engagement. It may also operate as a defined support workstream within an existing private-bank onboarding, family-office, immigration, tax, legal, fiduciary, corporate, transaction, succession or digital-asset mandate.
The dossier is prepared for controlled use by the client and authorised advisers. Each bank, authority, auditor, fiduciary and regulated provider applies its own due-diligence standards and may request additional records, explanations, verification or independent professional work.
Who the service is for
For clients whose wealth history is legitimate but too complex to be explained through a short form and scattered attachments.
Designed for high-net-worth and ultra-high-net-worth principals, founders, investors, family offices, internationally mobile families, beneficiaries, trustees and digital-wealth holders preparing for private banking, family-office establishment, relocation, succession, major transactions or enhanced institutional diligence.
The service is not intended to manufacture evidence, conceal beneficial ownership, disguise unlawful proceeds, regularise false statements, avoid lawful reporting or guarantee acceptance by a bank, authority or professional provider. Material uncertainty is documented, not edited out.
Service perimeter
SGT delivers the Dossier directly. Each institutional reviewer retains control of its own diligence and decision.
SGT is responsible for the evidence architecture, factual chronology, reconciliation, mapping, narrative and dossier control within the agreed scope. Where a matter requires legal interpretation, tax opinion, audit assurance, forensic verification, valuation, blockchain analysis, translation certification or regulatory judgment, the dossier identifies the required specialist input rather than presenting coordination as proof.
Delivered directly by SGT
Fact interviews, document inventory, wealth chronology, funds-flow tracing, ownership mapping, evidence indexing, narrative drafting, exception logging, institutional Q&A preparation and dossier briefing.
Client and authorised contributors
Provide complete and accurate information, explain the economic history, confirm authority, identify omissions, preserve original records and approve the final factual account.
Qualified specialist providers
Legal opinions, tax opinions, audits, forensic accounting, valuations, certified translations, digital-asset analysis, fiduciary advice and other regulated or assurance work.
Banks, authorities and institutions
Retain sole control of KYC, AML/CFT, sanctions, onboarding, immigration, tax, licensing, account-opening and other official or institutional decisions.
Confidential evidence engagement
Make the wealth history traceable before an institution is asked to rely on it.
The engagement begins with a controlled review of the client’s wealth sources, ownership structures, material transactions, jurisdictions, existing records, intended counterparties and known evidence gaps. It may proceed as a standalone dossier or an embedded support workstream.